I'm not a hot-headed character. You're much more likely to find me reading PG Wodehouse while listening to Dolly Parton than reading Irvine Welsh while listening to Eminem.
I don’t normally need anger management classes. But my blood has been boiling recently at suggestions that ‘factory gate pricing’ - which allows advisers to agree a price for advice with clients but receive part or all of that explicitly from a product - is somehow just a device to allow advisers to increase commission levels. Historically, many consumers have only had a sketchy idea of how much financial advice costs. It has long been compulsory for advisers to disclose commissions from regulated products to their clients, but often this has been hidden away near the back of a long quote...
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