Mind the disabled saver junior ISA gap

Financial planners and providers urged to avoid foreseeable harm

Jen Frost
clock • 3 min read

Disability financial planning specialists and a disability and access ambassador have warned financial planners and providers to be aware of junior ISA access issues for disabled savers that could mirror problems faced by some holders of child trust funds.

An estimated £210m remains locked inside child trust funds, the precursor to junior ISAs, said to belong to disabled young people who lack mental capacity to access them. On 4 March, a cross-sector House of Commons meeting – involving charities, campaign groups, financial providers, policymakers and regulators – brought stakeholders together to discuss problems experienced when disabled young people reach adulthood and are unable to access child trust funds. Now, financial services disability access advocates say that young disabled savers and their families could struggle to access f...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on ISAs

Treasury consults on first-time buyer ISA

Treasury consults on first-time buyer ISA

Set to replace LISA

Sophia Panayi
clock 24 June 2026 • 3 min read
Treasury confirms 22% stocks and shares ISA cash interest charge

Treasury confirms 22% stocks and shares ISA cash interest charge

Part of cash ISA reforms published today

Sophia Panayi
clock 23 June 2026 • 3 min read
Chancellor eyes 22% levy on cash interest in stocks and shares ISAs

Chancellor eyes 22% levy on cash interest in stocks and shares ISAs

According to The Telegraph

Sophia Panayi
clock 26 May 2026 • 2 min read