Mind the disabled saver junior ISA gap

Financial planners and providers urged to avoid foreseeable harm

Jen Frost
clock • 3 min read

Disability financial planning specialists and a disability and access ambassador have warned financial planners and providers to be aware of junior ISA access issues for disabled savers that could mirror problems faced by some holders of child trust funds.

An estimated £210m remains locked inside child trust funds, the precursor to junior ISAs, said to belong to disabled young people who lack mental capacity to access them. On 4 March, a cross-sector House of Commons meeting – involving charities, campaign groups, financial providers, policymakers and regulators – brought stakeholders together to discuss problems experienced when disabled young people reach adulthood and are unable to access child trust funds. Now, financial services disability access advocates say that young disabled savers and their families could struggle to access f...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on ISAs

Beyond 'patronising' narratives: Culture and circumstance as gender ISA gap drivers

Beyond 'patronising' narratives: Culture and circumstance as gender ISA gap drivers

Caring responsibilities often mean women have less left to put aside

Sophia Panayi
clock 11 August 2026 • 3 min read
Investment ISA cash interest changes: Yet more stick, no carrot

Investment ISA cash interest changes: Yet more stick, no carrot

'These measures fail to recognise that cash is used intentionally by savers as a strategic asset'

Kate Toumazi
clock 15 July 2026 • 4 min read
ISA reforms: Complexity risks undermining government's investment ambitions

ISA reforms: Complexity risks undermining government's investment ambitions

Government plans put ISA simplicity under threat

Andrew Tully
clock 14 July 2026 • 4 min read