Mind the disabled saver junior ISA gap

Financial planners and providers urged to avoid foreseeable harm

Jen Frost
clock • 3 min read

Disability financial planning specialists and a disability and access ambassador have warned financial planners and providers to be aware of junior ISA access issues for disabled savers that could mirror problems faced by some holders of child trust funds.

An estimated £210m remains locked inside child trust funds, the precursor to junior ISAs, said to belong to disabled young people who lack mental capacity to access them. On 4 March, a cross-sector House of Commons meeting – involving charities, campaign groups, financial providers, policymakers and regulators – brought stakeholders together to discuss problems experienced when disabled young people reach adulthood and are unable to access child trust funds. Now, financial services disability access advocates say that young disabled savers and their families could struggle to access f...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on ISAs

Female investment ISA holders urged to take more 'active approach'

Female investment ISA holders urged to take more 'active approach'

Wesleyan says women need to get on top of their stocks and shares ISAs

Jenna Brown
clock 09 March 2026 • 2 min read
AJ Bell simplifies Bed and ISA process amid tax-efficient demand

AJ Bell simplifies Bed and ISA process amid tax-efficient demand

Greater appeal following Budget tax changes

Isabel Baxter
clock 18 February 2026 • 2 min read
Aegon adds junior ISA and offshore bond

Aegon adds junior ISA and offshore bond

No annual platform charge for junior ISA

Jen Frost
clock 13 February 2026 • 2 min read