Quilter Cheviot launches personalised decumulation offering

The Tailored Income Service will be based on Quilter Cheviot's discretionary portfolio service models, which will be selected depending on the client's risk profile, capacity for loss and objectives. Quilter Cheviot set out that the investment manager can tailor the portfolio to the client's exact needs by selecting one, or a combination, of three approaches:  - An actively managed two-pot approach, with a short-term income reserve portfolio to "meet regular and unexpected expenses, alongside a growth portfolio, to allow the majority of the assets to grow and provide longevity". - ...