Advisers have been told to consider enterprise investment schemes (EIS) and seed enterprise investment schemes (SEIS) as tools for tax and estate planning, particularly with changes expected due to inheritance tax (IHT) on pensions from April 2027.
Speaking on a panel at the CISI Financial Planning Conference 2025, Haatch director Olivia Drinnan explained how early-stage investing has become more accessible thanks to platforms like Freetrade and eToro but said the real opportunity for advisers lies in combining client appetite for innovation with tax efficiency. "The UK has produced more than 150 unicorns, but even a 2x or 3x return, with the right tax reliefs, can be hugely significant for clients." Fuel Ventures head of IFA James D'Mello said SEIS offers 50% income tax relief plus the ability to wipe out half of a reinvested capi...
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