First-time buyers priced out of using LISA in 62 regions by 2029

Based on AJ Bell analysis

Jen Frost
clock • 3 min read

First-time home buyers in the UK could be priced out of using a Lifetime ISA (LISA) in 62 UK regions by 2029, analysis by AJ Bell has found.

AJ Bell's research looked at the price of typical terraced houses and flats in an area, based on Land Registry data and OBR forecast house price increases. The government has frozen allowances on all types of ISAs until 2030. "Flats and terraced houses in more parts of London will soon exceed the £450,000 limit, as will terraced houses in Hampshire, Hertfordshire and Surrey, according to analysis by AJ Bell," said AJ Bell investment analyst Dan Coatsworth. "That's particularly bad for anyone who commutes into the capital as they might have to lay down their roots with a home much further...

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