First-time buyers priced out of using LISA in 62 regions by 2029

Based on AJ Bell analysis

Jen Frost
clock • 3 min read

First-time home buyers in the UK could be priced out of using a Lifetime ISA (LISA) in 62 UK regions by 2029, analysis by AJ Bell has found.

AJ Bell's research looked at the price of typical terraced houses and flats in an area, based on Land Registry data and OBR forecast house price increases. The government has frozen allowances on all types of ISAs until 2030. "Flats and terraced houses in more parts of London will soon exceed the £450,000 limit, as will terraced houses in Hampshire, Hertfordshire and Surrey, according to analysis by AJ Bell," said AJ Bell investment analyst Dan Coatsworth. "That's particularly bad for anyone who commutes into the capital as they might have to lay down their roots with a home much further...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on ISAs

Industry divided on Reeves' pullback on Cash ISA reform

Industry divided on Reeves' pullback on Cash ISA reform

‘A big win for defenders of a broken system’

Sorin Dojan
clock 11 July 2025 • 2 min read
Confined to the dustbin? Weighing up the future of the Lifetime ISA

Confined to the dustbin? Weighing up the future of the Lifetime ISA

‘LISAs only add to the already fragmented and complex ISA regime’

Rachel Vahey
clock 10 July 2025 • 3 min read
Reeves set to slash £20,000 Cash ISA allowance – reports

Reeves set to slash £20,000 Cash ISA allowance – reports

Announcement to be part of chancellor’s July Mansion House speech

Isabel Baxter
clock 01 July 2025 • 2 min read