Client risk tool hits market in bid to counter decumulation 'dilemma'

Joint venture from Sparrows Capital and Just Group

Isabel Baxter
clock • 1 min read

Model portfolio service (MPS) provider Sparrows Capital is partnering with Just Group to launch a retirement income solution to bypass decumulation risks.

The solution - SCore-D - allows advisers to allocate to Just Group's guaranteed income producing asset alongside Sparrows' capped-fee SCore MPS portfolios within self-invested personal pension wrappers on platform. The firms' analysis of combining portfolios with a guaranteed income producing asset found that the combination can reduce sequence risk, while allowing continued exposure to markets. The duo said the approach can increase the sustainability of income while still allowing clients to access potential market growth. Just Group head of retail investment solutions Stuart Slegg ...

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Isabel Baxter
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Isabel Baxter

Senior Reporter at Professional Adviser

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