Client risk tool hits market in bid to counter decumulation 'dilemma'

Joint venture from Sparrows Capital and Just Group

Isabel Baxter
clock • 1 min read

Model portfolio service (MPS) provider Sparrows Capital is partnering with Just Group to launch a retirement income solution to bypass decumulation risks.

The solution - SCore-D - allows advisers to allocate to Just Group's guaranteed income producing asset alongside Sparrows' capped-fee SCore MPS portfolios within self-invested personal pension wrappers on platform. The firms' analysis of combining portfolios with a guaranteed income producing asset found that the combination can reduce sequence risk, while allowing continued exposure to markets. The duo said the approach can increase the sustainability of income while still allowing clients to access potential market growth. Just Group head of retail investment solutions Stuart Slegg ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Companies

Continuum sees turnover up 19% in 11th year of growth

Continuum sees turnover up 19% in 11th year of growth

Turnover has risen by 158% since 2020

Isabel Baxter
clock 26 January 2026 • 2 min read
Fairstone forecasts 30% increase in advice firm buyout programme sign-ups

Fairstone forecasts 30% increase in advice firm buyout programme sign-ups

Steven Cooper expects a ‘busy first year’ as CEO

Isabel Baxter
clock 26 January 2026 • 3 min read
Hargreaves Lansdown's fee cut to send competitors 'into a frenzy'

Hargreaves Lansdown's fee cut to send competitors 'into a frenzy'

Robo-advisers ‘now look comparatively expensive’

Isabel Baxter
clock 26 January 2026 • 7 min read