Copia launches decumulation range with annuity element

The Copia Select Retirement Income Plus (RI+) portfolios integrate guaranteed retirement income in a bid to increase the opportunity to outperform and provide a "greater certainty of outcome" without increasing overall investment risk, the discretionary fund manager said. It explained the range of five risk-rated portfolios was designed to address the four main decumulation risks: sequencing, longevity, inflation and interest rate, and help advisers meet the new Consumer Duty rule to "avoid causing foreseeable harm". The guaranteed income asset, provided by Just Group's Secure Lifetim...