Copia launches decumulation range with annuity element

Portfolios designed to address four main decumulation risks

Jenna Brown
clock • 2 min read

Copia Capital Management (Copia) has launched its first decumulation range which utilises guaranteed income alongside a managed portfolio.

The Copia Select Retirement Income Plus (RI+) portfolios integrate guaranteed retirement income in a bid to increase the opportunity to outperform and provide a "greater certainty of outcome" without increasing overall investment risk, the discretionary fund manager said. It explained the range of five risk-rated portfolios was designed to address the four main decumulation risks: sequencing, longevity, inflation and interest rate, and help advisers meet the new Consumer Duty rule to "avoid causing foreseeable harm". The guaranteed income asset, provided by Just Group's Secure Lifetim...

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