Nick Johal: Protecting from pound cost ravaging
'A -20% return has serious consequences'

Pension freedoms and the growing demand for drawdown offers an exciting opportunity for financial advisers, writes Nick Johal, but having investment portfolios that can combat pound cost ravaging are vital
Since April 2015, the financial services industry has introduced a wide variety of new products and services to meet the challenge of pension freedoms. Though, in reality, it is the multi-asset funds that...
More on Ratings, Research & Risk
Aegon launches risk-managed portfolios across platforms
‘Launched at very relevant time’
Industry Voice: The risk of riding too high
Canada Life Investments
Salman Ansari: Explaining the Cortex vs Limbic fight
Communicating risk
Tom Ellis: Aubameyang or Kane, which behavioural baises will win out?
Do I escape the status quo effect?
Bruce Moss: The importance of timing and sequencing risk
'Unenviable task for advisers'
More news
Fred Mahon: The maths of standing still
Reasons to be optimistic in 2021
What is the FCA's new DB advice assessment tool 'DBAAT'?
The Financial Conduct Authority (FCA) has published a defined benefit (DB) transfer tool which it said should help firms understand its file review methodology for DB transfer advice. But what exactly is it and why should advisers care?
FCA denies 12 advice firms authorisation following phoenixing suspicions
131 firms have authorisations revoked