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Royal Bank of Scotland could be forced to plug a £5.6bn deficit in its pensions scheme if Scotland votes Yes on Thursday. The Chancellor's pension reforms will see over-55s take out a total of about £5bn from their pension pots after the rules change in April next year, an actuarial firm predicts. MPs have launched an inquiry into the progress of auto-enrolment after the shock changes to the pension system announced in the Budget. Self-invested personal pension (SIPP) holders with Scottish properties in their portfolios will need to consider their options in the event of a 'yes' vo...