Guidance guarantee plans not good enough, LEBC warns

Divisional director of individual savings & investments Kay Ingram suggested the delivery of the guidance by The Pensions Advisory Service (TPAS) and the Money Advice Service (MAS) is likely to take on the form of decision trees rather than the face to face 'advice' initially announced by the government, due to the sheer scale of the demand. But this generic approach would be too "high level" to help people plan for their retirement effectively, Ingram said. "There is a whole lot to take into account [when planning for retirement]. [It includes] everything from drawdown to deferring p...