Only two scales of providers will succeed in the protection market as it becomes divided between massive multinationals and small nimble insurers, according to RGA.
The reinsurer also believes the National Employment Savings trust (NEST) is a crucial development but warned its impact could be threatened if the economy has not strengthened enough by its introduction....
Among other initiatives
Protection market overview
'Rely on plan B'
Like many others, Kerry Nelson has been making the argument that the industry needs to advise and instigate more protection for more than a decade. Here, she explains why more advisers should get involved in the protection game...
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Square Mile's series of informal interviews
Percival on DB suitability
First trading loss in five years