Advisers urged to 'question' conventional allocation models

Doug Brodie speaks on investment trusts’ benefits

Isabel Baxter
clock • 5 min read

Financial advisers have been urged to question conventional allocation models and turn to investment trusts.

Chancery Lane Research (CLR) has released its fifth annual white paper, Retire Well 2025, offering what CEO Doug Brodie calls "empirical evidence, not opinion" on how advisers can deliver "reliable, inflation-resilient" drawdown income for their clients. Speaking to Professional Adviser, Brodie explained that the data in the table below shows that trackers run out of money when they try to keep income rising with the Retail Prices Index (RPI), while natural income protects both income and capital. "If you live only off the natural income your investments produce, you never have to sel...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Regulators publish joint consultation on DC pensions value for money

Regulators publish joint consultation on DC pensions value for money

'Pension schemes' performance will be public with a simple rating system'

Martin Richmond
clock 08 January 2026 • 5 min read
Female clients twice as likely to be unhappy with their adviser than men

Female clients twice as likely to be unhappy with their adviser than men

Dissatisfied with communication, trust and adviser/client relationship

Isabel Baxter
clock 08 January 2026 • 2 min read
Why the 'comfortable middle' faces a tougher decade ahead

Why the 'comfortable middle' faces a tougher decade ahead

‘From a client’s perspective, it feels like earning more while keeping less’

Anthony Villisis
clock 08 January 2026 • 5 min read