Centralised retirement propositions: A tool for modern risk management?

Shared understanding

clock • 7 min read
For advisers, the advent of CRPs in financial planning offices has seen their use and implementation change, increasing in scope in response to the changing financial landscape, while also raising concerns about longevity and risk
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For advisers, the advent of CRPs in financial planning offices has seen their use and implementation change, increasing in scope in response to the changing financial landscape, while also raising concerns about longevity and risk

As advisers place greater focus on managing income and cash flow modelling of higher-risk investments later in life, a centralised retirement proposition is becoming an increasingly attractive option, writes Tom Higgins

While there is not an exact definition of what a centralised retirement proposition (CRP) is, the following might be a neat way to sum it up: a consistent approach to retirement advice that extends across...

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