Slotting centralised retirement propositions into an adviser business

While there is not an exact definition of what a centralised retirement proposition (CRP) is, the following might be a neat way to sum it up: a consistent approach to retirement advice that extends across an entire firm. While it covers both investment and withdrawal strategy, it may also extend to attitudes to risk and fact-finding.   But the inexact definition has provided an environment for change, adaptation and innovation, resulting in an increasingly sophisticated framework that has been growing in prominence over recent years. For advisers, the advent of CRPs in financial plann...