It's that time of the year again when, aided by suggests from our readers, Professional Adviser runs through its top industry Heroes and Villains of the last 12 months…
Consumer champions versus those who should know better, the Chancellor versus the Prime Minister - who are this year's saints and sinners in the eyes of Professional Adviser and our readers? As every year, we should offer a quick disclaimer: not all our villains are genuine baddies - they may simple have been associated with some eye-raising act or behaviour. No doubt you will have your own thoughts but here are ours ...
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