Carte blanche: How advisers would deliver the guidance guarantee

George Osborne's bold move to give every retiree free, impartial guidance at the point of retirement was a headline grabbing moment for the Chancellor back in March. And with an April 2015 implementation target, time is of the essence when it comes to delivery. The government responded to its consultation on the topic last week, stating the Money Advice Service (MAS) and The Pensions Advisory Service (TPAS) would play a key role in delivery. The guidance will come from independent organisations, with no provider involvement, paid for by a levy on regulated financial firms. In th...