Have VCTs reached the level of maturity investors want?

The past five years have been miserable for cash savers and income-seeking investors. Back before the global financial crisis hit, risk-averse savers could sit pretty in cash ISAs and high street savings accounts, confident their returns would still trump inflation. Those willing to take even greater risks with their money could invest in equities and bonds in order to collect an income and do very well. Five years on though, and we have all had to adapt to the ‘new normal’ of low interest rates and low growth, with predictably grim results for those who have little choice but to rely...