All you need is love (and financial planning)

There are still some advantages to being married, or in a civil partnership. Married couples' allowance This does still exist for couples who are married or in a civil partnership if one of the parties was born before 6 April 1935. The tax saving for 2012/13 is a minimum of £296 and a maximum of £770.50. That does mean that one of the parties will be 77 this year but the other could be 21! Paying into a spouse's pension If an individual has enhanced or fixed protection, or they have reached the annual allowance (with no carry forward available), then paying into a spouse's pension...