Alive and kicking

clock

While the SSAS market has been overshadowed by SIPPs in recent years, there are many reasons why they should be considered as a pension option, says Robert Graves

There are many excellent advisers who understand the benefits of a small self-administered scheme (SSAS), but I fear there could be many more who are missing an opportunity by ignoring the SSAS option. SSASs may have fallen off advisers’ radars in recent years due to the rapid expansion of the self-invested personal pensions (SIPP) market post A-Day. Perhaps the assumption was that SIPP would make SSASs redundant. Certainly, a number of life assurance companies withdrew from the SSAS market perpetuating that assumption. The reality is SSASs are very much alive. Admittedly, they are...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Chancellor 'confident' govt will not need to mandate pension scheme investment

Chancellor 'confident' govt will not need to mandate pension scheme investment

Rachel Reeves confirmed in Mansion House speech pension funds and government ‘are united’

Holly Roach
clock 16 July 2025 • 2 min read
Steve Webb: Sceptical advisers should not give up on pensions dashboard

Steve Webb: Sceptical advisers should not give up on pensions dashboard

‘A big mistake to underestimate the impact it will have’

Jenna Brown
clock 03 July 2025 • 3 min read
What role can advisers play in closing the gender pension gap?

What role can advisers play in closing the gender pension gap?

Advisers are uniquely placed to influence the gender pension gap

Olivia Perry
clock 02 July 2025 • 7 min read