Alive and kicking

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While the SSAS market has been overshadowed by SIPPs in recent years, there are many reasons why they should be considered as a pension option, says Robert Graves

There are many excellent advisers who understand the benefits of a small self-administered scheme (SSAS), but I fear there could be many more who are missing an opportunity by ignoring the SSAS option. SSASs may have fallen off advisers’ radars in recent years due to the rapid expansion of the self-invested personal pensions (SIPP) market post A-Day. Perhaps the assumption was that SIPP would make SSASs redundant. Certainly, a number of life assurance companies withdrew from the SSAS market perpetuating that assumption. The reality is SSASs are very much alive. Admittedly, they are...

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