Market Views

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The Government's new Fit Notes are intended to encourage a dialogue between the employer and employee to identify ways the employee can be supported back to work. Is this system an adequate solution, and can the Group Income Protection (GIP) market benefit from it?

Alan Lakey, Highclere Financal Services The intention is to bridge that wide gap between being able and unable to work. Illness and injury can differ by degrees so while some aspects of the previous occupation may not be possible there may be features that the employee can continue to perform. Some may consider this a move to weed out the work-shy and although this element does exist it should also be considered as a positive move towards worker rehabilitation. Absence from the workplace can be problematic for some employers as well as the employee, particularly where they have to re...

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