Your profession

Three advisers have their say

Management costs reduced 2.5%

FSA guidance failed to do the job

Trade body says levy threatens viability of the sector

But firms will not operate much differently than they do today

Regulator to act on competition failures

Web of lies hard to spot

'The public does not always think rationally, or even sensibly'

FCA paper under the microscope

Due diligence review was published in February