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Pair have a long-standing business relationship

Finance director Mike Morgan to take over

City & Merchant went into liquidation on 11 September

'Painful' Autumn Budget expected on 30 October

'A good financial adviser can help you look past your short and mid-term savings goals'

A third believe their personal situation is too simple to benefit

Firms should expect greater FCA scrutiny

‘I’m not sure how clearly cashflow modelling speaks to an average person’

Clients want fast, accessible, and personalised service

Ongoing uncertainty in financial services due to global pressures