Underwriting will become the "norm rather than the exception" in annuity business in the future, potentially creating a more varied pensions market, Prudential's head of business development has claimed.
A case study using the Prudential Flexible Retirement Plan
The QROPS market is continually undergoing change. Fiona Murphy looks at the recent developments.
Prudential's Vince Smith Hughes and Annuity Line's Billy Burrows took part in the latest Retirement Planner Conjecture debate to answer your queries on the income drawdown market.
Recent figures show a steep decline in the number of advisers in the market. Helen Morrissey asks whether there will be enough advisers to meet the demand for retirement advice
Andrew Pennie asks why income drawdown is not more widely promoted in decumulation strategies.
There is a wide market for annuity rates with many providers. Not all of them offer competitive rates all the time though.