Retirement

FCA and DWP consult on capping early exit charges

Gold is 'standard asset'

Decisive judgement currently being appealed

CII aims to raise standard of service across the industry

Widespread financial planning inertia

Service not product is a must

Simon Ruthers looks at the main residence nil rate band

Money well spent

Middle market drawdown booming post-pension freedom

Hires to be advisers' first point of contact