If a client came to you in this situation how would you deal with them? David Trenner sets the case study and provides a model answer.
The flexibility unveiled in the last Budget has piqued everyone's interest. But there are important caveats, according to Alan Higham
Revealed: What advisers told the Treasury about pensions 'guidance'
Insurer Prudential's UK life business has posted a 10% rise in operating profits as sales switched from annuities to income drawdown, its interim results have shown.
How advisers would deliver the guidance guarantee
The majority of pension savers in defined contribution (DC) schemes are not satisfied with their plans, according to research.
Just under 12m people in the UK are still not saving enough money to fund an adequate retirement income, according to research from the Department for Work and Pensions (DWP).
The Treasury expects to net an extra £3.9bn between 2015 and 2020 as a result of tax reforms designed to facilitate the Budget freedoms.
Legal & General (L&G) is considering launching lifetime mortgages as more retirees eye equity release to fund their income.
Sesame Bankhall Group has set aside £31m for possible customer redress as "a number" of business reviews with "uncertain" outcomes are completed, parent company Friends Life has announced.