Protection

The FSA has published its RDR feedback statement. Will distinguishing between independent and sales advice, setting minimum qualifications for IFAs and introducing a standard for independent advice ‘reform the investment market' and increase confidence...

Last month's COVER Focus on income protection (IP) mentioned October's introduction of Employment and Support Allowance (ESA) as a prompt to the public to realise how little state support they would get if they were too ill to work.

Having run nine marathons she is as determined to push her physical prowess as she is the boundaries of group IP. Paul Robertson talks to Diane Buckley about her experience in the intermediary market.

Business owners should be aware that banks may not be able to provide credit and offer support in the frosty economic climate making business protection increasingly important, writes Jerry Bayman.

Paul Gyseman highlights how cost savings, greater efficiency and increased consumer satisfaction can be achieved through tele-underwriting in its various forms; little ‘t', middle ‘t' and Big ‘T'.

The role of employee benefits in nurturing a stable and healthy workforce is often misunderstood by employers. Wojciech Dochan explains how to keep staff happy in their jobs.

Beverly, 42, earns £44,000 working as an architect for a large building company. She has nerve damage in her right arm caused by a car accident a few years ago for which she was not at fault. She is divorced with custody of two children aged 11 and 14....

Advancements in the treatment of HIV and Aids has improved the prognosis of sufferers, driving insurers to be more inclusive in providing cover, explains Julie Hopkins.

At some point in life, most people will have come across a mole that has caused them to worry. Often, these are harmless but what are the effects of a malignant melanoma? Anne Llewellyn explains

More than eight out of 10 financial services firms recognise the need for strong regulation by the F...