Protection

James, a building engineer, his wife and four-year-old daughter are to relocate to Dubai for six months followed by Hong Kong for six months. All are healthy. What approach should they take to health insurance? Would one PMI policy cover the year?

As the National Health Service comes under increasing financial strain, and the economic costs of sickness become more apparent, Michael Payne, outlines the part private medical insurance (PMI) could play through a restructure of current taxation rules...

Sometimes a number of factors come together unexpectedly which provide an opportunity to re-think procedures that have been applied for a long period of time.

Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would...

The insurance industry provides life assurance and other protection products for the majority of its customers as a matter of routine. But, says Paul Sandilands, for a section of society, "ticking the box" may not be an option.

The implementation of the RDR, in consultation until 30 October, will impact on protection, both through the providers and directly on IFAs. Stephen Gay, director of distribution development at Aviva Life, Robert Kerr, head of distribution development...

The protection industry is expecting a reduction in the number of IFAs post RDR of from 20-50%, depending on the survey chosen. Will this impact on sales of protection and will this prompt the resurgence of in-house sales forces - the man from the Pru?...

Aegon has produced a factsheet highlighting the importance of business protection for an adviser's clients.

Medicals Direct Group has launched a new tele-claims service.

A high-street insurance broker has been fined £770,000 for "serious failing" in its advised sales of single premium payment protection insurance (PPI).