Individual Protection

A male nurse has been accused of murdering his first wife and attempting to murder his second in order to receive hundreds of thousands of pounds in life insurance payouts.

Zurich has revealed that less than 1% of its critical illness claims were declined for non-disclosure last year.

Advisers are at risk of further FSA action as miscommunication between AIFA and the ABI means many are not aware of critical illness (CI) sales guidelines released last year.

Cirencester friendly has introduced an at home nurse screening program for applicants where further medical evidence is required.

Friends Provident International has launched an online seminar looking at Inheritance Tax (IHT).

Resolution has completed its acquisition of Bupa Health Assurance (BHA), comprising its Group Risk and Individual Protection businesses.

The ABI's reforms of Total and Permanent Disability (TPD) definitions on critical illness (CI) policies have not been well received by advisers.

The new ESA statistics are being abused but, says Owain Thomas, they could spur IP sales.

Peter Chadborn believes the Retail Distribution Review (RDR) may provide an opportunity for advisers to secure clients that banks cannot afford to service.

Recently rebranded Ageas Protect has launched ‘Low Start', a personal protection product offering the same cover as its YourLife Plan at a lower initial cost.