Individual Protection

With changes afoot in the critical illness market, Owain Thomas asks if its time for the sector to put aside its differences and move forward

The fit note is not reducing absence yet as sickness time off increased to 190 million lost working days at a cost of £17bn to employers last year, the Confederation of British Industry (CBI) has said.

The Centre for Social Justice (CSJ) think tank has applauded the government's first year of welfare reform calling it "an impressive start".

Cirencester friendly has increased both premium income and membership in the last year.

MPs have condemned some of the coalition's most controversial plans for welfare reform and called for them to be scrapped in two early day motions (EDMs).

Legal & General has paid increased combined death and critical illness claims for the fifth year running.

Cuna Mutual Group has announced a deal to distribute LV='s term life assurance to its network of building societies.

An advice service focussed on helping people with pre-existing medical conditions obtain life cover has been launched into the UK protection market.

More than half of UK adults hold no life insurance despite being highly aware of the importance of having it and other protection products, according to research.

LV= has produced a plain English guide offering simplified explanations for advisers to use when explaining critical illnesses (CI) to clients.