Individual Protection

Pacific Life Re has re-opened the debate surrounding need for protection to be made compulsory in some capacity after the government unveiled its mortgage indemnity guarantee scheme.

The government seems likely to be forced into a u-turn over its decision to cut the mobility component of disability living allowance (DLA).

Better communication throughout the Employment Support Allowance (ESA) system and an audit of decision makers' rulings have been recommended by an independent review.

Unum has completed the roll-out of its fully electronic income protection (IP) application and underwriting process that means the vast majority of cases will be processed on the spot.

People should collect Employment Support allowance (ESA) after a Work Capability Assessment (WCA) the Sickness Absence Review has concluded.

Advisers have been warned to review clients' tax affairs amid rumours HM Revenue and Customs (HMRC) is targeting the self-employed sector to further boost collection rates.

Leaving work due to illness and injury is as damaging as becoming unemployed, and can damage spouses income too, according to new research.

A qualification for advisers in the health and protection insurance sector has been launched by the Chartered Insurance Institute (CII).

Almost two-thirds (63%) of small, family-run businesses would not survive the loss of a key member of staff, according to Scottish Widows.

Pruprotect is launching an adviser based up-selling scheme to offer existing term assurance clients whole of life cover with no additional underwriting.