Individual Protection

Last month the Income Protection (IP) Task Force published White Paper II outlining the Task Force's thoughts on the current state of the IP market, Peter Carvill examines what consumers need and how the Task Force will respond to them in light of this....

Do you think that the introduction of Bright Grey's new cut-down CI policy, set to be sold exclusively online, will impact customers that would previously have visited an IFA? Is this the shape of things to come?

Income Protection Task Force

Peter Carvill discusses how the group income protection markets are likely to fare over the next year Click here to download pdf (PDF, 3.8MB)

Norwich Union Healthcare has transformed its flexible Income Protection Solutions product by introducing electronic application and teleinterviewing - significantly improving the customer experience both at application and claims stage.

Providers looking to enhance CI products must consider the effect on systems and pricing, and whether further underwriting is required. Julie Hopkins explores how cover can be retrospectively amended.

After much talk of a generic industry-wide protection campaign it seems the ball has started rolling. Paul Robertson explains the what it hopes to achieve and how it may impact the industry.

Was the ban on payment protection insurance (PPI) sales by credit providers at the point at which credit is taken out a victory for consumers?

Following his brother's diagnosis and recovery from throat cancer last year, Bob wants to take out some critical illness (CI) cover for himself. Bob is 47, drinks moderately but has a body mass index (BMI) of 32 despite being physically active by cycling...

Zurich has entered the group risk business in the UK, with an initial focus on group life (lump sum)...