Critical Illness
Well covered: Why picking a protection policy is no longer about price
Clients' protection priorities are changing and so too are the tools on offer to help advisers find the right solutions.
Ageas Protect enters relevant life cover market
Ageas Protect has entered the relevant life insurance market with the launch of an individual proposition.
Zurich critical illness policy payouts top £65m
Insurer Zurich paid out on 94% of its critical illness policy claims last year, up from 90% in 2012, latest statistics show.
L&G increases underwriting limits for life and CI
Legal & General (L&G) is increasing the underwriting limits across its life insurance and critical illness (CI) products among other changes to its protection proposition.
Sesame Bankhall adds risk products to restricted proposition
Sesame Bankhall Group (SBG) has added several group protection products to its restricted advice proposition.
Bright Grey upgrades CI cancer definition
Bright Grey has upgraded its critical illness definition for cancer for personal and business protection menu plans.
Aviva signs three-year deal with the Lighthouse Group
Aviva has signed an exclusive three-year deal with the Lighthouse Group to provide life protection products through its national adviser division, Lighthouse Financial Advice (LFA).
Protection, you've changed
PROTECTION
Ageas launches business protection product suite
Ageas Protect has launched a business protection product range to help firms manage the loss of an owner or key employee.
A fluent proposition
HEALTHCARE
L&G halves time to claim on group CI
Legal & General has made a series of amendments to its group critical illness product including coverage for more illnesses.
Group risk set to boom with auto-enrolment
The imminent introduction of auto-enrolment looks set to trigger increased investment in employee benefits, according to research from Group Risk Development (Grid).
Govt targets 500,000 fewer disability claims
The government is seeking to cut half a million people from the disability benefits list when the Personal Independence Payment (PIP) is introduced.
RGA reissues top trumps CI cards
The Reinsurance Group of America (RGA) is once again issuing its set of popular Top Trumps-style cards designed to help demystify critical illness (CI).
Cost of cancer to soar by two thirds in next decade
Britain will be facing a bill of more than £15bn a year to diagnose and treat cancer in ten years time, new research has suggested.
Changing lifestyle could prevent 40% of cancers
Bad lifestyle choices such as smoking, poor diet, high alcohol intake and excess weight are responsible for ‘around 40% of all cancers', according to new research.
Disease of the month: Hypertension
Despite being one of the most common conditions in the country, high blood pressure has serious underwriting consequences. Fergus Bescoby explains.
Employers fail to recognise importance of group risk benefits to staff
Employers underestimate the importance of the benefits they offer staff after new research revealed half of employees would move jobs for better benefits.
Group risk begins recovery but IP falls
The group risk market has begun to recover from the effects of recession although income protection is still in decline, according to Swiss Re.
Group benefits exception included in DRA removal
An exception for employers offering group risk benefits has been included in Government plans to scrap the default retirement age (DRA).
Canada Life extends Red Arc and Best Doctors to existing CI members
Canada Life has extended the Red Arc and Best Doctors support services to all existing group critical illness (CI) members.
CI sales scripts to be introduced before 2011
Critical illness (CI) sales scripts are ready for implementation by the end of the year following approval from the FSA and Association of British Insurers (ABI).
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