It's not just the Olympics that will make headlines in Britain next year - the gender pricing directive comes into force in 14 months. So what should IFAs do now to prepare for it? Duncan Heald investigates

During a recent visit to a small company, my client was complaining about the length and frequency of her staff absence. Having no experience in this before, where would my start point be in introducing an absence management and return to work policy...

Ron Wheatcroft discusses how three reports published in September demonstrate the difficulties in funding an ageing society.

The Dilnot Commission has raised the profile of long-term care. Could disability linked annuities be the answer? Greg Becker investigates a Singaporean solution.

Bereavement is bad enough without money troubles. Rachel Clarke explains the complexities of using whole of life policies

With the National Employment Savings Trust (NEST) coming, the NZ government illustrates a low-cost approach to distributing protection products. Greg Becker explains

Despite being one of the most common conditions in the country, high blood pressure has serious underwriting consequences. Fergus Bescoby explains.

Ever wondered why females tend to outlive males? Is gender a ‘short-cut' - a proxy to behavioural differences? Eli Friedwald takes a tour of the competing theories trying to explain the difference in life expectancy between the sexes

Justin Oliver, investment director at Collins Stewart Wealth Management, explains why a multi-manager approach to investing can benefit your clients in a volatile environment.

With annuity rates hitting 20-year lows, people reaching retirement age face a stormy future, writes Billy Burrows, director of Better Retirement Group.