At a recent critical illness (CI) conference, it was observed that a lot of the individual market's underwriting problems could be reduced by using a low free cover limit (e.g. £50,000). Would bringing this into line with group business be helpful to...

How fully and soft protected products can work for your clients

Low valuations and leaner companies mean now is a good time to increase equity holdings.

Why one emerging market behemoth trumps the other

The options available to policymakers in a slow growth environment.

So will that be the corn ETF you like, or the fishing industry ETF?

Paul Gyseman looks at the insurance implications of this oesophageal condition and why underwriters need to be alert when assessing the long-term risks of this common disclosure

Paul Avis argues that, in a price sensitive era, early intervention and rehabilitation are important for the containment of group income protection premiums

Moving from blindly buying PMI to defining a healthcare strategy will stabilise company health plans. Rachel Riley explains.

When it comes to product development plans, health and protection providers need to stop repeating past mistakes and look to the future, says Wojciech Dochan.