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Author profile

Charlotte Richards

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Articles by Charlotte Richards

Investment

Time to shop around at retirement

Aston Goodey, director of sales and marketing at MGM Advantage, highlights the importance of using the Open Market Option to secure the best retirement solution.

clock 10 March 2011 •

RDR

How is RDR affecting the value of your business?

Stephen Hagues, managing director of business brokers Retiring IFA, assesses whether now is the time to sell your firm.

clock 10 March 2011 •

Your profession

Business View: How happy are your clients?

Business consultant Steve Billingham lists the key questions to ask your clients to measure their experience of your company.

clock 10 March 2011 •

Your profession

What are your T&C goals?

Joel Turland, managing director of T&C software supplier Redland, explains the importance of having good training and competency schemes in place.

clock 10 March 2011 •

Your profession

Should you consider a discretionary manager?

Defaqto's Fraser Donaldson takes a closer look at the discretionary management route.

clock 10 March 2011 •

VCTs / EIS

Video: Record VCT fund raising expected

The VCT industry expects to raise significantly more than last year's total of £340m as demand for investments to mitigate higher tax rates and pension-top up vehicles increases.

clock 09 March 2011 •

Income Protection

Risk Clinic: Group IP vs individual IP

My client has an individual IP policy, but his employer is offering group IP cheaper for the same level of cover, plus an employee assistance programme (EAP). It is unlikely he will work for the same employer for life and this policy has a continuation...

clock 08 March 2011 •

Protection

Comparing apples and pears

With an increasing use of electronic underwriting engines, how do reinsurers compare the quality of different provider's rulebooks? Andy Smith investigates risk assessment and operational performance

clock 08 March 2011 •

Protection

Market views: Auto-enrolement - a gateway to new business?

The Pensions Bill has begun its reading in Parliament. Will the creation of the National Employment Savings Trust open the market to businesses never before involved in providing financial support to their employees and create opportunities for advisers...

clock 08 March 2011 •

Protection

Stabilising the finances

When selling protection, IFAs may have to ditch hard facts and be more aware of the clients' needs - especially over their savings, says Louise Colley

clock 08 March 2011 •
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