Comparing apples and pears

Historically, much credit or otherwise has been given to electronic underwriting offerings on the basis of the software in use. Undoubtedly, there are many praiseworthy underwriting engines in the market, whether self built or off the shelf. However, the rulebook within varies considerably from implementation to implementation. Ultimately, it is the rules themselves that form the coal face, or rather interface, with the customer, and it is this that really matters. In that respect, the actual engine used is perhaps not as important as the content, provided the functionality of that en...