In an age of client segmentation, there is no commercial reason to abandon the 'little guy', writes Parmenion managing director Richard Mein.

Protection Review CEO Kevin Carr imagines what the protection world might look like in a few years’ time...

How will advisers alter their service propositions in a post-RDR world?

The complexity of the UK tax system means advisers from all disciplines need to work together to achieve the best outcomes for their clients, writes Dawsons Solicitors partner Robert Macro.

HIV/AIDS is still a major global killer. But, with medical advances in the west, what are the insurance implications? Fergus Bescoby investigates

Should those with exclusions in income protection policies get a discount? Joan Coverson and Chris Ball explain the complexities

Partnership has recently launched an online service aimed at helping people retiring with pension pots of less than £30,000 find the best annuity. Andrew Megson talks to Helen Morrissey about how the service is developing

Billy Mackay discusses a recent tribunal case affecting inheritance tax and pensions

Mary Stewart warns of turbulent times ahead for SSAS if A-Day rule changes are not implemented

The RDR has created some serious issues for adviser firms looking to acquire a business and those looking to sell up for their retirement, says Almary Green's Carl Lamb.