Banks should allow consumers to select the benefits they want with their packaged accounts to help combat mis-selling of the products, Defaqto has said.

Scottish Widows will begin selling annuities via IFAs in a new distribution strategy as it closes Clerical Medical International to new business.

Her Majesty's Revenue and Customs (HMRC) will be given new powers in the spring to tackle employers who try to dodge paying their PAYE or National Insurance contributions (NICs).

The value of Just Retirement's new business in the six months to 31 December 2011 grew by 32.7% compared to the same period in 2010.

The government will not ensure the new Financial Policy Committee (FPC) includes an expert on insurance, the Chancellor has said.

The number of people earning more than £100,000 per year who use financial advisers has halved since 2008, according to AT Kearney.

The Association of British Insurers (ABI) must force pension providers to push retirees towards specialist annuity advice, the National Association of Pension Funds (NAPF) has said.

The government should end corporation tax relief on pay and bonuses worth more than £262,000 per year to raise £1.7bn for the public purse, the Trades Union Congress (TUC) has said.

The National Association of Pension Funds (NAPF) has proposed a nationalised brokerage system to help retirees get the best annuity rate and reform the current "toxic system".

Long-term care (LTC) planning is one of the most sensitive areas of advice to give to a client, particularly where Alzheimers is concerned.