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Articles by Simret Samra

  • Mortgages
Fraudster jailed for nine years over £13m property scam

One of the UK's most "prolific female fraudsters" has been jailed for nine years after conning banks out of £13m.

  • 12 November 2012
FSA slaps mortgage broker with prohibition order
  • Regulation
FSA slaps mortgage broker with prohibition order

The Financial Services Authority (FSA) has prohibited mortgage adviser Anthony Gott from performing any regulated activity carried on by an authorised person, due to his "lack of honesty and integrity."

  • 23 October 2012
  • First time buyers
CML intervenes after BBC mortgage fees probe

The Council of Mortgage Lenders (CML) said it is important for borrowers to know the difference between the types of mortgage fees after BBC Watchdog examined lenders "squeezing" homebuyers with large arrangement charges.

  • 18 October 2012
  • RDR
SimplyBiz predicts swell in mortgage advisers due to RDR

There could be as many as 1,000 extra mortgage advisers operating in the industry within the next few years as intermediaries cancel their investment permissions as a result of the Retail Distribution Review (RDR), according to Martin Reynolds, CEO of...

  • 26 September 2012
  • First time buyers
The Buy to Let Business launches mortgage club

The Buy to Let Business has today launched the industry's first buy-to-let mortgage club.

  • 17 September 2012
  • Your profession
Name and shame worst offending claims firms, says BSA

The Building Societies Association (BSA) has backed the decision to bring claims management companies (CMCs) under the umbrella of the Legal Services Ombudsman, but wants it to publish complaints data like the financial Ombudsman.

  • 28 August 2012
  • Mortgages
Post Office branches to use 'mortgage specialists'

The Post Office is introducing specially trained mortgage specialists in five of its UK branches today.

  • 09 August 2012
July house prices fell at fastest rate since 2009 - Nationwide
  • Housing market
July house prices fell at fastest rate since 2009 - Nationwide

UK house prices declined for the fourth time in five months in July, with prices falling by 0.7%, reported Nationwide.

  • 01 August 2012
  • First time buyers
HSBC promises to lend extra £2bn in mortgages this year

HSBC will make an additional £2bn of mortgage funding available to UK borrowers, with £1bn allocated to first-time buyers this year.

  • 18 July 2012
  • Mortgages
FSA bans broker for inappropriately recommending interest-only mortgages

The Financial Services Authority (FSA) has publicly censured Principal Mortgage Services Limited (PMSL), a mortgage broker based in Worcester, for failing to give suitable advice on interest-only mortgages.

  • 18 June 2012
SHIP relaunches as the Equity Release Council
  • Equity Release
SHIP relaunches as the Equity Release Council

Safe Home Income Providers (SHIP) will relaunch as the Equity Release Council later this month.

  • 28 May 2012
Avelo buys TrigoldCrystal
  • Mortgages
Avelo buys TrigoldCrystal

Avelo, provider of technology solutions to the Financial Services industry, has acquired sourcing system TrigoldCrystal.

  • 14 May 2012
  • Products
Co-op withdraws interest-only mortgages

The Co-operative Bank is to withdraw its interest-only mortgage range, it has announced.

  • 02 May 2012
  • First time buyers
Halifax launches NewBuy 95% LTV deals

Halifax has become the fourth lender to launch a product range to support its participation in the NewBuy scheme.

  • 16 April 2012
Santander drops interest-only LTV to 50%
  • Industry
Santander drops interest-only LTV to 50%

Santander is reducing the maximum loan to value on its interest-only residential deals to 50%, in a move it hopes will encourage some borrowers to select a capital repayment mortgage.

  • 08 February 2012
Osborne threatens to cap mortgage LTVs
  • Industry
Osborne threatens to cap mortgage LTVs

Limits on loan-to-value (LTV) mortgages were back on the agenda last night after George Osborne told MPs the Bank of England could intervene to prevent another housing crisis.

  • 07 February 2012
  • Products
Lenders warned over unfair terms in interest-only contracts

The Financial Services Authority (FSA) has published guidelines to push lenders to simplify wording on mortgage contracts that permit switching consumers from interest-only to repayment mortgages.

  • 13 January 2012
MMR: Interest-only applications must be assessed on capital basis
  • Mortgages
MMR: Interest-only applications must be assessed on capital basis

An interest-only mortgage application should be assessed as though it is a capital-and-interest deal, unless there is a "believable" strategy for repaying the loan that does not rely on house price inflation, the Financial Services Authority (FSA) has...

  • 19 December 2011
Protection refocus will bring rewards - MAB
  • Protection
Protection refocus will bring rewards - MAB

Advisers have relied too much on mortgages and should be exploiting the opportunities in protection, said a top mortgage boss.

  • 11 November 2011
Young Britons' debt burden leaves assets in hands of older generation
  • Individual Protection
Young Britons' debt burden leaves assets in hands of older generation

More than one million under-40s are struggling to cope with debt, leaving them unable to build up assets in the same way as previous generations,according to the Consumer Credit Counselling Service (CCCS).

  • 02 November 2011
Fake 'Lord' jailed for multi-million pound fraud
  • Investment
Fake 'Lord' jailed for multi-million pound fraud

An entrepreneur, whose mansion was used in the movie The King's Speech, has been jailed for committing fraud totaling £4m.

  • 06 October 2011
  • Mortgages
Nationwide: UK house prices 'treading water'

House prices continued to "tread water" in September with prices only rising 0.1% during the month, said Nationwide.

  • 29 September 2011
  • Investment
Coventry pensioners targeted for thefts outside branches

Pensioners have been warned by police to keep a lookout when using cash point machines, following a number of "distraction thefts" outside banks and building societies in Coventry.

  • 28 September 2011
OFT shuts down 62 debt advice firms
  • Your profession
OFT shuts down 62 debt advice firms

At least 62 debt management advice firms have had their licences cancelled in the past year after an Office of Fair Trading (OFT) review into the industry.

  • 27 September 2011
  • Mortgages
Film spoofing "obnoxious" estate agents becomes internet hit

A spoof documentary showing estate agents as obnoxious, arrogant and sleazy workers has quickly become an internet sensation.

  • 26 September 2011
  • Mortgages
CML: Gross mortgage lending up 10%

Gross mortgage lending reached an estimated £13.4bn in August, a 10% rise from £12.1bn in August 2010, according to the Council of Mortgage Lenders (CML).

  • 20 September 2011
  • Industry
OFT consults on legal guidance for estate agents

Estate agents and property developers who handle sales of property and land in the UK are to be issued with draft guidance on how to comply with the law.

  • 20 September 2011
  • Mortgages
RICS: House sales hit 26-month low

Only fourteen homes were sold per UK estate agent in the three months to August - the lowest total for more than two years, said the Royal Institute of Chartered Surveyors (RICS).

  • 13 September 2011
  • Investment
Barclays bank manager jailed for 23k pension fraud

A Barclays bank manager investigated a colleague's £20,000 theft from a customer aged 95 - then stole £23,000 from the same pensioner by copying the crime.

  • 07 September 2011
  • First time buyers
Should clients save a 10% deposit or go guarantor?

A look at whether Aldermore's 100% mortgage could help revive the FTB market

  • 06 September 2011
  • Products
Aldermore launches 100% LTV mortgage

Specialist lender Aldermore has launched a 100% LTV Guarantor mortgage to help "disenfranchised" first-time buyers get on the housing ladder.

  • 05 September 2011
  • Mortgages
'Most wanted' mortgage broker arrested

A former mortgage broker named by Crimestoppers as one of the UK's ten most wanted fraudsters has been arrested.

  • 30 August 2011
  • Mortgages
How one trainee became an award-winning broker

We talk to BMA Young Achiever of the Year, Countrywide's Carrie Cotter

  • 19 August 2011
FSA bans and fines mortgage broker £106k
  • Mortgages
FSA bans and fines mortgage broker £106k

A mortgage broker has been banned and fined £106,499 for inflating incomes and providing false employment details for his clients on mortgage applications.

  • 09 August 2011
  • Mortgages
Surveyor jailed for 6 years for £10m mortgage fraud

A senior surveyor who took gifts worth £1m for her part in a £10m mortgage scam for London properties has been jailed for six years.

  • 28 July 2011
  • Mortgages
Santander UK gross mortgage lending drops 21%

Santander UK has reported a 21% drop in gross mortgage lending for the first six months of 2011 compared to the same period in 2010.

  • 27 July 2011
  • uncategorised
Demand for equity release strengthens in H1

Sales of equity release plans during the first half of the year rose 5.24% while the amount released by homeowners increased by 3%, Key Retirement Solutions has found.

  • 25 July 2011
Four Bradford mortgage fraudsters jailed for money laundering
  • Mortgages
Four Bradford mortgage fraudsters jailed for money laundering

Four men have been jailed for a total of nine years for fraudulently obtaining mortgages on three properties in Bradford.

  • 25 July 2011
  • Mortgages
Yorkshire Building Society to acquire Egg mortgage and savings books

Yorkshire Building Society is to acquire the mortgage and savings business of Egg Banking, a subsidiary of Citigroup.

  • 25 July 2011
  • Mortgages
Mortgage lending jump dubbed 'flash in the pan'

A near-£2bn increase in mortgage lending last month may be no more than a "flash in the pan" reflecting concerted efforts from lenders to meet their mid-year targets, according to chartered surveyor e.surv.

  • 20 July 2011
  • Mortgages
House prices 'won't recover until 2020', says PwC

Average UK house prices are unlikely to recover to their previous peak levels until around 2020, according to analysis by Pricewaterhouse Coopers (PwC).

  • 12 July 2011
  • Mortgages
Halifax: Housing market faces 'significant headwinds'

The UK housing market faces "significant headwinds" in the coming months, according to the Halifax.

  • 06 July 2011
  • Mortgages
Surveyor found guilty of £10m mortgage scam

A senior surveyor who took gifts worth £1m for her part in a £10m mortgage scam for London properties has been convicted of fraud at the Old Bailey.

  • 01 July 2011
  • Mortgages
Brokers a main source of fraud risk, say lenders

Mortgage lenders have identified third parties such as solicitors, brokers and valuers as being among the main sources of fraud risk.

  • 22 June 2011
RICS: May housing activity stalls
  • Mortgages
RICS: May housing activity stalls

The hoped-for spring bounce in the housing market failed to occur during May, as fears over the economy and lack of mortgage finance continued to depress activity levels, according to RICS.

  • 14 June 2011
  • Mortgages
Couple on trial for £10m BoS mortgage scam

A policeman's wife took part in a £10m mortgage scam in exchange for lavish gifts worth £1m, the Old Bailey heard.

  • 07 June 2011
  • Mortgages
Nine charged in mortgage fraud trial

Nine people have been charged with fraud after providing false information about their earnings and occupations to try and obtain mortgages.

  • 02 June 2011
  • Investment
Cap mortgage limit at 3.5 times income: IPPR

Lenders should restrict mortgages to 3.5 times income and loans should be capped at 90% LTV, according to a report by the Institute for Public Policy Research (IPPR).

  • 31 May 2011
12
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