Opinion

If you think about it long enough most things in life are easy to understand. Why George Bush is in charge of the United States for instance - probably because no one else wanted to do it.

IFAs wanting to move to a fee-based business model are often told they should segment their client base and concentrate on those clients who are likely to be most profitable.

The Association of International Life Offices (AILO) recently published the new business figures for the third quarter of 2006. The figures are impressive, showing single premium business of £6.5 billion, up 31.79% on the same time last year.

A few years ago I was probably one of the most over insured people in the UK. But with the recent addition of a new mortgage, the realisation that I needed even more protection dawned on me rather quickly.

The Chinese year of the Dog continues to be a favourable one, at least according to stock markets around the world, which have continued their upward trend thus far.

I guess it's that time of year when one reflects on the past and casts an eye to the future. I'm going to dispense with the former and focus on the latter as it's much more the Nucleus way!! I don't know why these lists often run to seven entries but...

It's the same every year. The frantic build-up. The hive of activity, with people running around planning and preparing. Making lists, checking things off. And then the dawning of the big day itself, with the anticipation of what may come. The pleasure...

I could almost hear the champagne corks popping around the country on New Years Eve as brokers, lenders and networks alike celebrated a great year for the mortgage industry. I think the the partying is set to continue into 2007 too. With gross advances...

Investors have very short memories. For many the bursting of the Tech bubble has become shrouded in the mists of time and obscured by the significant stock market returns that we have enjoyed over the past three to four years.

Over the past twelve months I have been a frequent contributor to an online IFA community. This evening I spent some time reviewing my postings and discovered that there are two ways to quickly stir up debate with other IFAs.