When is enough never too much?

Around six years ago, when I was gleefully mortgage free, I thought it might be prudent to buy a little financial protection on the basis that I knew I would need it eventually – and better to buy while young and healthy than to wait. So I did. A life office made a mistake with it’s pricing and for a few weeks indexed cover was less expensive than level cover, which was just the kick I needed to get a quote and fill out a form. The result was a decent amount of indexed life and critical illness cover on guaranteed rates. This sat on top of the existing benefits provided by my employer, w...