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Opinion

Mortgages

HIPs are happening - get over it

Has no-one a good word to say about home information packs (HIP)? The government is facing a barrage of criticism from almost every quarter that has some connection with their introduction in a couple of months' time.

clock 23 March 2007 •

Investment

We're not here to promote our competitors

We're becoming used to signs in supermarkets comparing their prices their competitors. In the "store wars" it's essential to reassure your customers that they're receiving good value, and a good way is to demonstrate that your prices are cheaper than...

clock 23 March 2007 •

Technology

IFA systems - revolution or evolution?

As the weeks go by so the debate about the adviser model goes on. In particular, the debate about indemnity vs renewable remuneration is causing a lot of chatter.

clock 22 March 2007 •

Your profession

Drains and Radiators

In 1989 Colin Jackson approached coach Malcolm Arnold with what seemed like a foolhardy idea of inviting one of his biggest rivals, Canadian Mark McCoy, to become part of Arnold's coaching stable.

clock 22 March 2007 •

Technology

The trouble with technology upgrades

I have been enduring a week of erratic technology behaviour. My mobile phone has not been synchronising with Outlook, then there was no remote email access in addition to Bluetooth not working in the car. It's all too much.

clock 21 March 2007 •

Mortgages

Calls for rate rises are not that absurd

I shunned the Sun's News in Briefs again this morning. Instead - enticed by the free DVD on offer - I opted for the eminently reasonable Daily Mail.

clock 21 March 2007 •

uncategorised

Following the Multimanager moves

Question: We have spent some time setting out our ‘Asset Allocation' models and we were planning to use a ‘Multimanager' approach as a core holding. Now, with all the fuss over managers moving, and the uncertainty in the market, we wonder, should we...

clock 20 March 2007 •

Your profession

Since when was it decided that I work for free?

Coming into financial services through a life office "sales force" put me in front of managers whose mantra was "see the people, see the people, see the people". Not knowing any better that's what I did, and every so often I was rewarded with a client...

clock 20 March 2007 •

Protection

PTA: prepare to be disappointed

A lot of people are still clinging to the hope a form of pension term assurance will continue after the Budget, but there is a strong possibility the product will be scrapped and it may be wise to expect the worst.

clock 19 March 2007 •

Mortgages

The high and low roads of roadshows

‘O ye'll tak' the high road and I'll tak' the low road, An' I'll be in Scotland afore ye'…unless I'm flying Easyjet and then I'll be in Scotland sometime within the next month or so, depending on the delays.

clock 19 March 2007 •
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