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Opinion

Protection

Term assurance pricing's like petrol garages

There have been a few comments in the press recently about term assurance pricing suggesting that real time pricing may not be too far away.

clock 21 September 2007 •

Investment

The uncertainty of certainty

A few weeks ago, my six year old granddaughter's kitten was killed on a main road and as my garden is significantly larger than her family's, I was asked to bury it.

clock 20 September 2007 •

Your profession

How lucky do you want to be?

The idea that it is a good thing to be lucky has been around for some time. A quick search of any internet quotes engine will tell you things like "it's better to be lucky than it is to be good" and "successful people are very lucky, just ask any failure"....

clock 19 September 2007 •

Mortgages

Should we be more open with credit ratings?

Talking about money is not very English. Discussing how to split the bill is tricky - and most of us would rather die than chat about our personal finances.

clock 18 September 2007 •

Mortgages

Time for advisers to fully embrace secured loans?

Secured lending was the preferred option for homeowners looking to borrow money last year, according to Alliance & Leicester. A recent survey by the Association of Finance Brokers (AFB) also found that around half the mortgage advisers it questioned said...

clock 14 September 2007 •

Investment

Is it time to level the playing field?

One of the key strengths of structured products in the UK is that the terms are almost always shown net of all charges - what you see is what you get.

clock 12 September 2007 •

Mortgages

Surveying mortgage storm damage

Bargain season on the high street invariably comes with lots of shops attempting to offload goods at knock down prices.

clock 11 September 2007 •

Investment

Have you ever seen a pensions ad on TV?

Like many people I have just got back from a couple of weeks holiday.

clock 10 September 2007 •

Technology

Psychometric risk profiling de-mystified

Successfully agreeing a client's attitude to investment risk is one the most important, and most vexatious areas of financial advice.

clock 07 September 2007 •

Investment

A big victory for the little guys

I was fantastically pleased to hear this week that the UK Platform group has finally agreed to work on a long overdue solution to allow platform to platform to reregistration.

clock 06 September 2007 •
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