The uncertainty of certainty

Being a good grandfather I duly did as I was told, dug a large whole at the bottom of the garden, buried the kitten and planted a rose on top to deter nosey foxes! This set me thinking about the impact of death in a wider sense and in particular in relation to members of member-directed pension schemes. It has always struck me as something of a contradiction that whilst, after birth, death is the only certainty, its timing is totally uncertain. Given this uncertainty you would think that more people would consider the impact on their dependants should the certainty occur sooner rather th...