Opinion

I did a presentation recently to a few hundred mortgage advisers at The Mortgage Event in Bolton.

The Awards Ceremony season is upon us yet again, and what a timely reminder how formulaic and similar things can become, even in the most competitive industries.

I think it's fair to say that most of us are still coming to terms with the mind numbingly naive announcements made by the Chancellor in the recent Autumn statement.

The financial services industry paid close attention to the Chancellor in his Pre-budget Report a couple of weeks ago, trying to decipher exactly what changes were being announced and how they would impact the millions of people who are our customers....

A cursory glance around the market for investment advice reveals an almost bewildering array of investment propositions, from firms with their own discretionary services (a major undertaking to build and run) and outsourced versions of the same thing,...

From an industry perspective it was frightening to read the headlines coming out of the research conducted by the British Heart Foundation.

The Government has been very focussed on achieving political consensus on pensions, with some success especially on state pension reform. But on one area of pensions it's failed completely. No-one outside Government would pretend that the current rules...

Lamp posts have a right to stand vertically! In Britain we take it for granted, they stand tall and erect. In southern Spain where I spent ten days resting recently it is a totally different story.

Having just been short-listed for six awards this month we're feeling quite chirpy at LifeSearch at the moment.

With mortgage business levels predicted to fall by around 20% and the value of the of the market set to fall by between £50-£100bn due to the fallout from the recent credit crunch, advisers should fully exploit all opportunities to recoup a potential...