Opinion

Exploring the expenditure consolidation conversation

Vital that clients are kept informed

'It's not enough for the AR to hold its own cover. The obligation sits with the principal'

'Another factor bringing annuities back into focus is the evolving tax landscape'

'More often, it's the quieter disciplines that matter most'

The editor's Friday Night Takeaway from 20 March

EIS 'enters the conversation with new prominence'

'Periods of recalibration are not inherently negative'

'A new cohort of younger, dynamic, and tech‑savvy high earners has emerged'

‘Proportionality does not equal minimalism’