'Markets have been adjusting to the risks through valuations all year'
... and belongs embedded within the advice process
'The profession continues to operate and evolve in an environment of profound change'
'AI means good conversations with clients no longer wait for a scheduled moment to happen'
The deputy editor's Friday Night Takeaway from 24 September
Value comes from continuity of service
'There's a permission problem'
'It seems safe to say that vulnerability is likely to be commonplace'
'Advisers need to continue to challenge the cliff-edge narrative directly with clients'
Few expect this Budget to leave CGT rates untouched