Opinion

The news editor's Friday Night Takeaway from 16 October

'Most people I meet have never had protection properly explained to them'

IHT on pensions may create opportunities for charitable giving

Long-term hopes for financial advice

'Advice, technical work and administration support the client, while culture shapes what happens between them'

Practical refinements needed to make reforms work effectively

'Investors remain as susceptible to herding, panic and euphoria as when news travelled by pigeon'

While it is entirely possible that CGT rates could rise sharply in the Budget, Chris XX remains sceptical that the majority of genuine business owners will ultimately pay tax at the full headline rate...

Fewer but better buyers

'Taxation raises revenue. It also changes behaviour, sometimes as intended, sometimes not'