Development of the ‘multi manager' investment concept has presented IFAs with an entry into portfolio management, which both the adviser and client might otherwise not have been able to afford.
Multimanager investments take two broad approaches: fund of funds (fof), and manager of managers (mom).
Choosing a care home needs careful consideration. Nicky Cave explains what clients should be looking for when making their decision
For clients struggling to raise cash to pay for long term care, equity release could be an option. Peter Fisher explains
In contrast to the pre-funded long term care market, sales of immediate needs annuities continue to flourish. Owain Wright explains what advisers need to know
Sleep disorders affect many people in the UK. John Haseman explains how this impacts on the underwriting process
Opposition party talk of residential long-term care reform has raised the spectre of LTC insurance, and what must currently be done to assess whether State support is available.