Feature

ucits iii & absolute returns

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THE £1m fine meted out to Nationwide by the FSA after a laptop was stolen from an employee's home has rapidly brought the issue of client data protection to advisers' attention.

As the Financial Services Authority (FSA) prepares to take on the regulation of personal pensions, including self-invested personal pensions, the lack of applications from providers is causing concerns for some parts of the industry.

Conversations about reducing the risk of non-disclosure in protection applications usually focus on the need for insurers to improve their application forms and the propensity of consumers to lie in order to get cover.

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