Feature

CAUTIOUS MANAGED

In advance of a change in the law, James Walker describes what the removal of the default retirement age could mean to businesses and their employee benefits

In every relationship there comes a time where the real value of it is revealed to both parties. Over the last year it seems many holders of individual PMI policies have been weighing that very question up, and as Owain Thomas writes, the answer is increasingly...

In recent years providers have concentrated on the underwriting elements of customer service. Rhys Dudding asks whether the other end, claims, is now ripe for an overhaul

As they evolve for today's markets, group products are set to sell well, but should group risk advisers focus on income protection or critical illness? Paul Avis makes the case for a balance of both

Technical matters

For Fortis’ Martin Werth change is all in a day’s work and should be for the rest of the industry

Insurers and re-insurers are experts in long-term group risk in all kinds of areas.

Alice suffered from anorexia in her teens and early 20s. She now has a partner with whom she shares a joint mortgage but also has some underlying mild depression.

If you are not selling international PMI then your competitors are. However, as Edward Murray explains, this is a rewarding market