How will you differentiate yourself post-RDR?

While its full effects may not be known until implementation in 2013, it is nonetheless clear that the RDR will have a transformational impact on the retail investment landscape. One of the main objectives of the RDR is to address the potential for adviser remuneration to distort consumer outcomes. In this regard, we already know that from 2013 we will move to a regime of adviser charging, in which retail customers will have to pay the cost of advice they receive directly to their advisers, rather than the cost for this being determined by the product provider. This will transform the wa...